Financial Aid - SAI (Student Aid Index) Estimator & What-If Analyzer

This prompt helps families estimate their Student Aid Index (SAI) under FAFSA rules, check likely Pell Grant eligibility, and explore what-if financial scenarios. It gives a clear, plain-English explanation of how family income, assets, and household details translate into aid eligibility. • Provides a baseline SAI estimate using FAFSA 2024+ methodology. • Flags Pell Grant eligibility if the SAI is below cutoff thresholds. • Models what-if scenarios such as income shifts, asset changes, or multiple students in college. • Optionally connects results to rough net price projections for specific schools. • Highlights risks and limitations so families understand these are planning tools, not guarantees.

• You provide household financial details: parent AGI, student income, parent/student assets, family size, and number in college. • I apply FAFSA formulas to produce a baseline SAI estimate and explain it in simple terms. • If requested, I run what-if scenarios to show how changes affect SAI and Pell eligibility. • If schools are named, I provide rough net price ranges using published need-met and aid data. • The result is a practical planning snapshot families can use to anticipate eligibility and prepare for next steps.